I just got this response from Nokia about their loaner program:
Subject: Device Program
Date: Thu, 5 Dec 2002 09:52:12 -0600
Unfortunately we are not able to support developers in countries outside of the Americas with this program. Please stay tuned to www.forum.nokia.com for announcements of similar programs in Europe.
Americas Forum Nokia
That's too bad, but I might go ahead and play using my Americaness and have my brother ship it over to me (his house is my U.S. address).
By the way, that's a 24 hour turn around on a question to an email I found at the bottom of random page in Nokia's website. Nice. Good job. That's a good sign.